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Estimate Your Remodeling Budget

Our guides offer insights into the investment required for different kitchen and bathroom remodels. While not exact quotes, they provide a helpful starting point to help you set a realistic budget and plan your remodel with confidence.
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Understanding Pricing

Your Guide to Interior Design Costs: Transparent Pricing Plans for Every Style and Budget

Explore Our Comprehensive Pricing Options for Interior Design Services. From elegant consultations to complete transformations, find transparent and tailored solutions to match every style and budget.

Unsecured Lender Financing

OHi offers unsecured financing through Acorn Finance, giving homeowners a flexible way to explore funding options for their remodeling projects. With loan amounts up to $100,000, you can review options based on your individual credit profile and financial goals.
 
As part of your proposal, you’ll have the opportunity to prequalify with multiple lenders through a quick, no-impact credit check. This allows you to compare rates, terms, and estimated monthly payments before making a decision.
 
If you choose to move forward, funds are typically provided directly to you within 1–2 business days. You’ll then pay OHi using your preferred method, while managing your loan separately with your selected lender.
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Key Elements to Note for Unsecured Lending

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No impact to
prequalify
Explore options without affecting your credit score.
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Multiple lender
options
Compare rates and terms to find the best fit.
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Fast access
to funds
Approved funds are typically available within 1–2 business days.
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Private Lender Financing

Private lenders offer greater flexibility in loan terms and a more personalized approach to underwriting.

They often evaluate the potential value your home could gain from renovations, which may lead to higher loan amounts and more favorable terms. If you're interested in working with a private lender, OHi can connect you with past partners to help guide you through the process.
Common FAQ's

Answers That Make Planning Easier

Have questions? You're not alone. Here are quick answers to help guide the financial aspect of your remodeling journey with confidence.
How much does remodeling cost?

The cost of a kitchen or bathroom remodel can vary significantly based on several factors, including square footage, the materials and finishes you choose, desired amenities, and any floorplan changes or updates. For example, relocating plumbing or moving walls can add significant costs due to the complexity of those tasks. Structural changes, like removing walls, can also increase the scope and price of the project.

To help you get a better understanding of potential costs, we recommend checking out
 our Kitchen and Bathroom Investment Guides, which provide estimated ranges based on typical project types. However, the best way to get an accurate estimate for your specific project is by scheduling an in-home consultation. During this meeting, we’ll assess your needs and give you a ballpark figure based on your unique requirements. For any remodeling project, we suggest reaching out to our team to discuss your goals in more detail and ensure we’re aligning with your budget.

What does payment look like?
At OHi, we have a structured payment schedule in place to ensure that both you and our team are aligned throughout the remodel. Payments are typically requested at key touchpoints during the project, such as at sign-off, after drywall is hung, and upon reaching completion. These payments help cover the various stages of construction and materials, allowing the project to progress smoothly.

We make sure to review the payment schedule with you early in the process, providing a clear roadmap so you know exactly when payments are due. This allows you to plan ahead and avoid any surprises. By being transparent with payment expectations, we work to ensure a smooth and efficient remodeling experience from start to finish.
Do you recommend private or unsecured financing
for a remodeling project?
While both private and unsecured financing options are available, most of our clients prefer private lending. Private financing tends to offer greater flexibility in terms of timelines and approval requirements. It also provides more security for both the lender and borrower, especially when compared to unsecured loans, which often come with higher interest rates and stricter credit requirements. Ultimately, the right option depends on your financial situation and goals, but for many homeowners, private financing offers the best balance of control and peace of mind.
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